Budgeting and Debt Minimization: Simple Steps to Take Back Control
Why Budgeting and Debt Minimization Matter Managing money can feel overwhelming—especially when bills are piling up or debt feels hard to control. The good news is that with the right approach, budgeting and debt minimization can help you regain control of your finances and move toward long-term stability. You don’t need to have everything figured […]
Rental Counseling and Tenants’ Rights: What Every Renter Should Know
Understanding Tenants’ Rights and Rental Counseling Renting a home comes with responsibilities—but it also comes with rights. Many renters are not fully aware of their tenants’ rights, especially when facing issues like rent increases, eviction notices, or maintenance problems. At the same time, navigating leases, communication with landlords, and housing laws can feel overwhelming. That’s […]
Mortgage Refinancing: What It Is, When It Makes Sense, and How to Get Started
What Is Mortgage Refinancing? Mortgage refinancing is the process of replacing your current home loan with a new one—typically to secure better terms. Homeowners refinance for different reasons, including lowering their monthly payments, reducing interest rates, or accessing equity in their home. While refinancing can offer real benefits, it’s important to understand how it works […]
Identity Theft Recovery: How to Protect Yourself and What to Do
Identity Theft Recovery Is Evolving—Here’s What You Need to Know Identity theft recovery is becoming increasingly difficult with new technology, but you do not need to do it alone. The truth: itis no longer limited to stolen wallets or lost documents. Today, it can happen digitally—and often without warning. From phishing emails to advanced scams […]
Foreclosure Prevention: What Homeowners Need to Know
Foreclosure Prevention: What To Do If You’re Struggling to Pay Your Mortgage Learn foreclosure prevention options, what to do if you’re behind on your mortgage, and how to get help to protect your home. Falling behind on your mortgage can be overwhelming—but you’re not alone, and you still have options. Many homeowners experience financial hardship […]
First-Time Homebuyer Resources: What You Need to Know
A Guide to First-Time Homebuyer Resources Buying your first home is an exciting milestone—but it can also feel overwhelming. From saving for a down payment to understanding loans and navigating the buying process, many first-time buyers aren’t sure where to begin. The good news is that there are many first-time homebuyer resources available to help […]
Understanding Credit Scores: What They Are and Why They Matter
What Is a Credit Score and Why Does It Matter? If you’ve ever applied for a loan, credit card, or even an apartment, chances are your credit score played a role. A credit score is a number that helps lenders understand how likely you are to repay borrowed money. While it may seem like just […]
How to Open a Bank Account and Start Online Banking Safely
How to Open a Bank Account: A Simple Guide for Getting Started If you’ve ever wondered how to open a bank account, you’re not alone. Many people avoid banking because it feels confusing, intimidating, or out of reach. Others may worry about requirements like a Social Security Number, fees, or how online banking works. The […]
Santa Monica for All Fund Update: Families Impacted by ICE
Santa Monica for All Fund Delivers Critical Aid to Local Families The Santa Monica for All Fund continues to provide essential support to families and workers impacted by recent immigration enforcement actions in Santa Monica. In response, Haven Services created the Santa Monica for All Fund after raids disrupted households and workplaces. As a result, […]
Haven Services Launches “Santa Monica for All” to Support Workers Affected by Immigration Raids
FOR IMMEDIATE RELEASE Communications Contact:Eric DePalma, Development DirectorHaven Serviceseric.depalma@havenservices.org | 213.886.2065havenservices.org Date: November 19, 2025 Haven Services Launches “Santa Monica for All” to Support Families Affected by Immigration Raids Santa Monica, CA — In response to recent immigration enforcement actions (taking place throughout Santa Monica on October 17 and November 18) that have disrupted families […]